Student loan payments are resuming in October after a three-year pause during the coronavirus pandemic.
Student loan payments are resuming in October after a three-year pause.Kennedy Quintanilla, 24, said she has over $26,000 in student loan debt after graduating from the University of Texas at Austin in 2021.
She continued, "Gen Z is now seeing these two to three generations before them, and are really starting to feel like higher education may no longer be 'worth it,' not to mention, graduating into the pandemic likely having not ever made a student loan payment and demonstrating a really different values system than the ones seen in generations before them.
"Pretty much all of my friends had to take out loans in order to be in school," she said. "We operated the first two years of adulthood, out of college, free from [payments] ... Now that most of us are pretty established in our careers, we’re having to go back and evaluate because it's not like it used to be."
In Quintanilla's case, she said she planned ahead and chose an apartment about 20 minutes outside of Austin, where rent is cheaper, so she could save money to pay off her loan. She said she is also finding other ways to cut back on spending -- including possibly forgoing a secondary degree -- to account for the monthly payments she will now be making for an estimated 10 to 15 years.
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