America has amassed over $1 trillion in credit card debt as of the beginning of 2022. These are the 7 states that have the least amount of credit card debt.
TransUnion data to obtain the median credit card balances of individuals in all 50 states and the District of Columbia.
With this number and monthly credit card payments of those in each state, WalletHub figured out the amount of time it would take to pay off the debt and the charges from these payments. To do this, they assumed consumers paid about a 16.17% interest rate, in accordance with theWalletHub ranked the states and District of Columbia in order from most to least credit card debt based on payoff time.
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