Mortgage rates are at a three-year low and housing price appreciation has cooled...
- Mortgage rates are at a three-year low and housing price appreciation has cooled, but many Americans seeking to buy their first home are facing tough times.
“The problem for first-time buyers is still supply,” said Doug Duncan, chief economist at Fannie Mae in Washington. First-time buyers bought 559,000 single-family homes in the second quarter, down 4% from a year ago, a report from Genworth Mortgage Insurance released on Wednesday showed. The interest rates on conventional 30-year mortgages, or those with loan balances of $484,350 or less, averaged 3.90% in the week ended Aug. 16. This was the lowest reading since November 2016 and down from 4.81% a year earlier.
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