Americans are scaling back their financial goals as they look forward to the new year, according to a study by Fidelity showing 2023 resolutions are more cautious.
ADP chief economist Nela Richardson and McClellan market report editor Tom McClellan take a closer look at the state of the U.S. economy on 'Making Money.'with a more conservative approach than in years past.
That's according to Fidelity Investments' latest New Year's Financial Resolutions Study released Thursday, indicating savers and would-be savers alike are less than optimistic as they look to the year ahead. Fidelity Investments' latest New Year's Financial Resolutions Study shows Americans are making more conservative plans for 2023.
Of the 66% of respondents who said they intend to make a financial resolution for 2023, nearly all of them said they are approaching it differently due to events over the past few years. In a notable shift, the study found for the first time in its 14-year history that more Americans plan to focus on short-term goals like paying off credit card debt in their resolutions than on longer-term goals like bolstering their retirement accounts.
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