In dual-earning households, having two paychecks doesn't always equal twice as much savings — and it could spell trouble for retirement
Saving for retirement as a couple may seem easier if both people are bringing home a paycheck. But many dual-income couples aren't taking advantage of tax-deferred retirement accounts, such as 401s, according to data reported in an article on MarketWatch. When only one spouse is contributing to a 401, their savings rate is just 5% of total household earnings.
Saving for retirement as a couple may seem easier if both people are bringing home a paycheck. But many dual-income couples aren't taking advantage of tax-deferred retirement accounts, such as 401s, according to data reported in an article on MarketWatch. When only one spouse is contributing to a 401, their savings rate is just 5% of total household earnings.
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