It's not even Halloween yet, but holiday deals are in full swing with another round of Amazon Prime Day and major sales from Walmart and Best Buy.
throughout the year is having a ripple effect. Best Buy is running a 48-hour flash sale Tuesday and Wednesday and Walmart's Holiday Kickoff sale began Monday night and also runs through Wednesday .
"You want to avoid that holiday debt hanging over. The average credit card rate is a record high, almost 21%," said Rossman.
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