The typical mortgage now costs a homebuyer $2,300 a month, based on a 20% downpayment for a $359,000 home.
The average on the 30-year fixed-rate mortgage was 6.87% as of Tuesday afternoon, while the 15-year was at 6.07%, according to Mortgage News Daily.The average on the 30-year fixed-rate mortgage was 6.87% as of Tuesday afternoon, while the 15-year was at 6.07%, according to Mortgage News Daily.
The jump in rates “has significant impact on payments and affordability, so you have to assume that means fewer buyers in the market,” Mike Simonsen, founder of Altos Research, said in a recent YouTube GOOG video. More than two weeks ago, rates went below 6%, to 5.99% on Feb. 2. A buyer at that point would have ended up paying roughly $170 less per month.
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