Apple's pay later service approval might depend on your purchase history
. Apparently, the tech giant intends to evaluate your eligibility based on your purchases at its retail stores, your App Store transactions and even the peer-to-peer transfers you've made using Apple Cash.
Whether or not you've applied for an Apple Card in the past will also reportedly factor into the amount the company will lend you, along with your spending habits using any other card linked to your Apple Pay. The company will take which Apple devices you own into account, as well,last year, is expected to be in charge of conducting customer background checks and loan approvals.
The tech giant first announced the"buy now, pay later" functionality for Apple Pay at its WWDC event in June 2022 with the intention of launching it later that year. While Apple didn't explain why it didn't arrive with iOS 16 like it originally intended, Gurman said at the time that the delays were caused by"fairly significant technical and engineering challenges in rolling out the service.
to it for their own purchases. In Gurman's latest report, he says testers have been seeing loan approvals for as much as $1,000. You can disable notifications at any time in your settings menu.
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