Apple's credit card is all about keeping iPhone users from defecting to Android

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Apple's credit card is all about keeping iPhone users from defecting to Android
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Apple Card could end up being a smashing success even if it doesn't contribute a meaningful amount to the company's services revenue or end up being Apple's beachhead in the financial industry.

The other side of that coin is that people who have iPhones might want to buy an Android phone when it's time to upgrade. The latest generation of Android phones areThat's where the card comes in: as a way to reduce iPhone churn.

as a part of its services business, a catch-all line item including App Store fees, search engine fees from Google, AppleCare warranties, and subscriptions to iCloud and Apple Music.

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