Apple just introduced a new rewards credit card that's sure to be a game-changer for iPhone users

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Apple just introduced a new rewards credit card that's sure to be a game-changer for iPhone users
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Apple Card offers 2% cash back when you use Apple Pay, and 3% cash back on purchases from Apple

"Apple Card," will offer cash rewards and various features and integrations with Apple's Wallet and Apple Pay apps.

The card earns"Daily Cash," Apple's version of cash back. Daily Cash is issued to the user's Apple Pay Cash balance each day. From there, it can be spent on purchases using Apple Pay, applied as a credit towards the user's Apple Card balance, or transferred to contacts through Apple's peer payment feature in iMessage.

The card earns 3% Daily Cash back on purchases made with Apple, 2% cash back on purchases made with Apple Pay, and 1% Daily Cash on purchases made with the physical card, or online without Apple Pay. It was not immediately clear if purchases made online through Apple Pay would qualify for the 2% back.

According to Apple Pay VP Jennifer Bailey, who presented at the event, the new card is"designed for iPhone." People can apply directly on the iPhone, and start using the digital card immediately upon approval. Cardholders can update information and review transactions through iMessage, and the card uses machine learning to recognize transactions.

iPhone users can view their balances and transactions within the Wallet app, including automated breakdowns of spending by category and merchant.

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