4 ways tidying up your finances can help ‘spark joy’ in retirement
The popularity of tidying, organizing and decluttering has created quite a stir with people of all ages who want to live life with peace, satisfaction and joy.
Retirement can and should be an extraordinarily happy time in our lives, and recent research from MassMutual shows that it is most enjoyed when people strengthen emotional bonds and have a sound financial plan well before they retire. According to the research, the most satisfied retirees are those who took concrete steps to put both their emotional and financial lives in order at least five years before retirement.
Research shows that retirees worry a great deal about the financial and lifestyle implications of declining health, including the cost of health care and staying active. Where you live in retirement — including what services and activities you have access to — is a huge factor to consider for your level of activity, enjoyment and health. Recent research reveals that 1 in 3 retirees would choose to live elsewhere and 2 in 3 did not do in-depth research to determine where to live in retirement.
While this may not feel like a joyful task, it can help you clearly see a full financial picture and provide peace of mind to you now and to your loved ones in the future, helping them to avoid the stress and heartache of searching and decluttering your household to find important information.Many say that retirement is the time to do what you love and to surround yourself with those you love, and our research backs this up.
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