Your emergency savings: This might be the moment you've been preparing for
If you've experienced a job loss, you may be facing a financial emergency. The good news is that money in your emergency savings account is meant to be spent —1. Your checking account balance is dwindling
When it comes to your checking account balance, there's no magic number that signals it's time to run for the emergency fund. Everyone's preference is different. But once you have less than one month's worth of expenses in your account, think about whether it's time to withdraw from your savings.
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