4 money choices you can make in your 20s so you can be wealthier in your 30s

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4 money choices you can make in your 20s so you can be wealthier in your 30s
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Make these 4 money choices in your 20s so you can be wealthier in your 30s. (via CNBCMakeIt)

"Money is really simple," says Mark La Spisa, a certified financial planner and president of Vermillion Financial Advisors in South Barrington, Illinois. "But most people respond to it, they don't plan for it." By taking control and making a few smart decisions early on, you can put yourself in a much more secure position.1. Master your cash flow

Developing good cash management habits is crucial, says Janet Stanzak, a certified financial planner and owner of Financial Empowerment in Burnsville, Minnesota. "In your 20s, you've got to establish your discipline — otherwise it will haunt you for a lifetime." First, track your finances to make sure you understand where your money is going. Then be deliberate about your priorities, so you know you're spending wisely on regular financial obligations like rent, utilities, and phone bills, and keeping your spending on the fun stuff in line with

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