2 occasions when it's important not to use cash. (via CNBCMakeIt)
. "Cash offers no protection from loss, theft or fraud that you are afforded with credit and debit cards. Plus, there is also a cost to cash, like with ATM withdrawals."about 3 in 10 people say they make no purchases in cash in a typical weekThere are still circumstances when using physical forms of currency is unavoidable, such as when dining at a cash-only restaurant. If you can help it, though, these are the two times you should absolutely swipe your card instead.
"Your CPA will ask for all of your details to make the assessment as to whether you should take the standard deduction or the itemized deduction," Amy Wang, CPA and senior manager on the American Institute of CPAs' tax policy and advocacy team, Since most people don't carry enough cash on them to cover big purchases, it can be inconvenient if you need to stop by an ATM. There could be fees involved as well.
"If somebody pops you over the head and takes your debit card, you report it to your financial institution and you're not liable for any fraudulent [charges]," McBride says. However, cash is harder to trace and is likely gone for good if an unknown person swipes it. And because cash requires no PIN number to use, it's easier to spend once stolen.
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