'Remember, being poor isn't shameful; the existence of poverty is.'
"I had a lot of credit card debt from being unemployed several times and could barely afford to eat. It was suggested to me that I go into a debt management program, so I did.""Best decision I ever made. It took almost seven years, but they got my interest rates and payments down, so I was paying just $350 a month to get all my credit card debt gone."As much as it pains me, bankruptcy was the only way to recover.
I had found work after being a stay-at-home mom, and I had no childcare and was forced to take a part-time minimum wage job. I was really lucky that there were people who showed me how to sign up for food stamps, Medicaid, and childcare vouchers. As things settled, I was able to get a better job, and then a year
"I do my best to save every month and budget everything. But I still can’t get my own car or insurance. The best job I can get pays $10 to $11 an hour. Thankfully, due to tourism, serving in my area pays better than most other jobs that don’t require a degree, so doing that part time fills in the gaps.""I didn’t really. An extended family member died, and their life insurance paid off all of our debts and allowed the rest of us to start fresh. Terrible that it took that.
Every week I'd save a little or a lot, but I had never saved money before in my life. That was hard for me to do, but now I'm still saving money after two years and could afford a rent deposit to move into a room. And that initial help is still making a difference 10 years later as we're remortgaging and can get a better deal due to having a better loan to value. Oh, and the reason my husband had a better paid job than me? He was able to do a one-year unpaid position at the firm he now works for. Again, having parents who could afford to support him for a year made this possible.""I was a foster kid growing up.
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