New year, new financial goals. This year, resolve to improve your credit score and pay off your debt once and for all.
offers an annual $120 dining credit at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed and participating Shake Shack locations.2. Improve my credit scorein several ways, including: paying your bills on time and in full , paying off debt, limiting how many new accounts you open and cutting back on spending.For some, a budget can feel constricting, but tracking your spending can be a useful tool to help you understand where your money goes each month.
Start by writing down all your fixed expenses, such as rent/mortgage, cell phone, groceries and savings. Then you can see how much money you have leftover for flexible expenses, such as restaurants, clothing and entertainment costs. Looking at your credit card statement can be an easy way to see all your purchases in one place. And most cards give you an opportunity to review your total annual spending by category, which is very helpful when you're setting up a budget for the new year.
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