High-yield savings accounts are offering impressive returns now. Here are 10 of the best to consider for July.
If you haven't noticed much interest accruing on your regular savings account, it's easy to understand why. That's because the average savings account interest rate in the United States is only 0.45% today. That pales in comparison to the most recently reported inflation rate at 3.3%. In fact, once you adjust for inflation, if you're earning 0.45% annually on your savings, you're actually losing 2.85% of your purchasing power per year.
25% APY: You'll need to make a $100 minimum deposit to open this account. But, once you do, there is no minimum balance required to earn the stated APY. Newtek Bank - 5.25% APY: Newtek Bank's high-yield savings account doesn't have any minimum deposit or minimum balance requirements. UFB Direct 5.25% APY: There are no minimum deposit or balance requirements to contend with on this high-yield savings account. Upgrade - 5.
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